As founder of Hansen and Associates, I established my financial planning practice in 1989 and acquired my CFP designation in 2000. I provide comprehensive financial planning and asset management services and solutions to Individuals, Families and Small Business Owners. In addition we have also developed a suite of proprietary risk managed portfolio strategies that we use for our own clients and also make them available for RIA's and advisors to use for their client book. I have experienced many market and economic cycles since my inception into the financial services industry. During that time I found that the markets have changed quite a bit with increased volatility and risk. I also rea