I have been helping individuals and businesses navigate the financial markets for more than 31 years. I have accomplished this by custom tailoring financial plans to the specific and unique needs of each client. As a financial adviser I have extensive experience in all areas of financial management , including equities, exchange traded and open end mutual funds, fixed income, options strategies, alternative investments, and life insurance. I also assist individuals and businesses in the areas of Estate Planning and tax strategy as well as implementing and servicing 401K plans and IRA rollovers. In 1993 I graduated with a Bachelor's degree in Economics from the University of Maryland. I im