Kevin Kelly was born and raised in Grand Rapids where he has enjoyed many years of solid friendships and business associations. He began working at Centennial Securities in February 1998 and has welcomed the challenge of managing a broad client base. From business owners and their retirement plans to helping a young family open an Education IRA for their new baby, his number one focus is helping investors achieve their financial goals. His first step is sitting down with his clients and identifying their short and long-term objectives. Then, he develops a complete financial plan using investments which are appropriate for each individual involved.