Kelly joined Phillips Financial in June 2011 to work with individual clients in managing their investment portfolios. Kelly retired as a Vice President of Lincoln National Corporation in December 2010 with thirty-five years of service. His work experience included a number of managerial and executive positions in annuity product design and management, investment funds management, and retirement plan products. Kelly managed Lincoln’s acquisition and integration of Unum’s retirement business in 1996. He was the Chairman and President of Lincoln’s proprietary variable insurance products trust for 10 years during which time assets under management increased tenfold. Kelly received his Bachelor o