Karl joined Cidel in 2003. He is responsible for working with clients to understand their personal circumstances, goals and objectives, and for designing an investment plan that will help them meet those objectives. He uses his many years of financial industry experience to help de-mystify the markets for his clients. Prior to working at Cidel, Karl worked for 16 years in the Capital Markets division of a major Canadian bank. Karl holds a Bachelor of Arts in Honours Business Administration from Western University and is also a Chartered Investment Manager (CIM®). He is the past Chair of the Board for the Halton Waldorf School.