Experienced Executive with a demonstrated history of working in the finance and investment management industry. Skilled in institutional and personal asset management, investment research, Investment Policy development, retirement planning, financial advisory, and business management. As a Chartered Financial Consultant (ChFC®) and Accredited Investment Fiduciary (AIF®) acts as a client advocate making financial decisions exclusively in the clients' BEST INTEREST. As an independent advocate, assists clients in discerning the appropriateness of insurance and annuity contracts relative to their financial circumstance, but does not sell any investment or insurance products.