Joseph Perrotta is a native of Long Island New York where he spent his childhood working on a farm. After graduating from Franklin and Marshall College with a degree in Corporate Finance, he spent six years in the financial sector operating in a variety of positions. After a brief stint with Morgan Stanley where he was disheartened with the product-pushing and poor service of large broker-dealers, Joseph founded Apple Tree Wealth to better meet the needs and expectations of high net worth individuals with complex planning and investment needs. Joseph lives in Bethlehem with his wife, Sarah, and his son, Teddy. When not working Joseph enjoys golfing, working with his hands, hiking, and spe