I have been in the industry for over 40 years specializing in financial planning, wealth management, retirement savings and income planning, and life, health, disability, and long term care insurance. My career began in 1978 at Phoenix Mutual Life Insurance company, where I concentrated my work in the areas of financial planning for individuals and employee benefits for business owners. I became a partner at Comprehensive Financial, a boutique financial planning firm in 1996. I believe that the needs of the client should always be the only basis for any recommendations or services that I provide. This philosophy was carried forward as a registered representative of The Investment Center,