John’s career and approach has evolved over time. Compared to when he started with Morgan Stanley back in 1997 as a stockbroker. Today as a CFP®, CERTIFIED FINANCIAL PLANNER™ professional he is able to use his wealth of experience and knowledge he has gained across various sectors of the financial services industry. John’s approach to working with his clients starts with creating their own personalized financial plan. John is a firm believer that in starting with a plan, then working through the investments provides a more unified approach. His client’s delegate the day-to-day management of their investments because of their ability to verify results, their understanding of their uni