I began my investing career 42 years ago in 1979 with a firm that has since been merged by Morgan Stanley. If wisdom is born of experience, then experience is gained through trust. I believe that investment clients need advisors that are true believers in their role as fiduciaries. These responsibilities are sacred. Joining here with Dirk Calvin after some 35 years of working with him, first as a co-host of radio’s Money Talk, leadership roles in the Nashville Chapter of American Association of Individual Investors (AAII) and sharing investment responsibilities with joint clients. Looking to the future, I am combining here at Sage Investment Counsel to work with younger partners and help