John was raised in Arlington, Texas - between Dallas and Ft. Worth. He moved to Houston in 1973. John attended the University of Texas at Arlington from 1966 to 1970 and later received a Bachelor of Science degree in University Studies with concentrations in economics, government and mathematics. He completed his Certified Financial Planner studies in 1980. John is a pioneer in wealth management services. He worked with a local financial planning firm from 1974 to 1979. In October, 1979, John founded Tanglewood as Houston’s first “fee only” financial planning and investment management firm (no commissionable products). From the very beginning he believed that there should be no conflicts of