John joined the firm in 2011 and brings more than 40 years’ experience helping clients in the financial services industry, most of which he spent as an independent financial advisor. John graduated from the University of Arizona with a degree in business, with an emphasis on insurance. He also received the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) professional designations from The American College. John is past president of the San Francisco Life Underwriters Association and the Marin Chapter of the Society of Financial Service Professionals and is a past board member of the Marin Estate Planning Council. At WestHill Financial Advisors, John provides fina