Joe is a decorated Vietnam Veteran, who served his country in the 4th Infantry Division for 3 years in the U.S. Army. When Joe was discharged, he came back to the states to go to college and earn his bachelor’s degree in Business Administration. He was involved with a start up company that did testing of patients with pacemakers. He earned his MBA in Business and Finance from Columbia University. Joe went on to pursue his passion in the financial industry, working for Equitable and EQ Financial. After 3 years, he decided to become independent and in 1996 started Barreiro & Associates. In 2017, Joe and his partner Marilyn started Wealth Creation Management Group. Joe has the