After years of reviewing life insurance policies for successful families, many of which were not performing as illustrated, I reached the conclusion that opaqueness within the life insurance marketplace is a significant issue. I believe it is one of the main reasons that few clients truly understand the critical components of the policies they own or are considering for purchase. I formed Integris Legacy Solutions to provide in-depth review of existing policies as well as unbiased analysis of policy design in order to empower clients and enable them to make informed decisions regarding their insurance needs.