Joined Carderock Capital Management, Inc. in 1986 and assisted in its formation. Prior experience with Riggs National Bank from 1983 to 1986; and Merrill Lynch from 1979 to 1980. BA with honors, Vanderbilt University, 1979. MBA in Finance with honors, Kogod School of Business, American University, 1983. Chartered Financial Analyst, Institute of Chartered Financial Analysts, 1990. Member of the New York Society of Security Analysts.