Joe is the Founder, CEO and Senior Wealth Advisor of Main Street Financial Life Advisors, LLC® and Roman & Kulpa, LLC (our associate CPA firm). He is responsible for managing existing client relationships and formulating and implementing advice. He provides strategic leadership, planning and broad executive management to achieve the firm’s strategic objectives. He also plans and directs all aspects of our organization’s investment programs and oversees the research, evaluation, and selection of investment vehicles. Prior to establishing the firm in 1999, Joe was a Tax Accountant with PricewaterhouseCoopers, LLP (formerly Coopers & Lybrand) in Philadelphia and subsequently a Partne