Began his financial career co-founding Callan & Palmer, LLP in 1988. Licensed as a financial advisor in 1996, later co-founded Waypoint Wealth Management. Member of NAPFA – the country’s leading professional association of Fee-Only financial advisors. Master’s degree in taxation, University of Baltimore, bachelor’s degree in accounting, University of Rhode Island. He is a Certified Public Accountant (CPA). Resides in Baltimore County with his wife Margi and is an avid tennis player and enjoys traveling to see their two children.