Mr. Atkins received a BSBA in Financial Management from the University of Arkansas at Fayetteville and is a Chartered Financial Analyst (CFA) charter holder. He also holds an MBA from the Sam M. Walton Graduate School of Business at the University of Arkansas and is the fixed income portfolio manager for Garrison Financial. While attending the University of Arkansas as an undergraduate, Mr. Atkins was selected as Portfolio Manager for the Raymond Rebsamen Trust Fund, an equity portfolio managed and administered by a select number of students from what is now known as the Sam M. Walton College of Business. He has managed personal and family equity portfolios since 1981 and has an extensive