Gary is a Managing Director at JT Stratford. He has over 22 years of experience in the field of personal finance and investments and is a Registered Financial Consultant® (RFC) and AIF®. Certified Financial Fiduciary® (CFF) is a professional designation for financial professionals, namely those who have successfully completed a certification and training process established by NACFF and AFEA (The American Financial Education Alliance), and who agree to uphold the highest moral, ethical and fiduciary standards of service when providing investment advice to potential and existing clients. The AIF® designation signifies knowledge of fiduciary responsibility and the ability to implement polic