Gary grew up in Lubbock, Texas and graduated from Texas Tech University. From there he attended the American Graduate School of International Management ("Thunderbird") in Phoenix, Arizona where he received his Masters Degree in International Business. After graduate school, Gary went to work for a multi-national commodities company in Dallas, Texas, and has remained in the financial industry ever since. In 1977, he began to write a bi-weekly newsletter for his growing number of clients. Initially, the newsletter focused strictly on the investment markets. Yet over the years Gary realized that many external events affect the investment markets, so he broadened his newsletters to include info