Gary is the Chief Investment Officer (CIO) for Concord Asset Management and is responsible for macroeconomic analysis, asset allocation, and security selection as well as trading and investment operations. Prior to joining Concord, Gary was Chief Investment Officer for a trust company and Chief Risk Officer for a mutual life insurance company. He has a diverse set of investment experiences having managed stock (value and growth), bond (core investment grade, high yield, and opportunistic), and mutual fund (asset allocation) portfolios for both individuals and institutions. During his career, he has been involved in leading commercial real estate lending and investment functions as well as