Douglas K. Howell joined Gallagher in 2003 as Chief Financial Officer. He oversees the company’s financial, investment, information technology and administrative functions, and represents Gallagher in dealings with global investment analysts, institutional shareholders and prospective investors. He also leads many operational, quality and productivity initiatives. Mr. Howell came to Gallagher with more than 20 years of experience in the insurance and financial services industry, including serving as CFO of both public and private insurance companies. He began his career with the public accounting and consulting firms now known as PricewaterhouseCoopers and KPMG. In the December/January is