Derek Baldwin joined Gould Asset Management in 2014. His responsibilities include portfolio management, investment research, and client relationship management. Derek worked previously for Union Bank as an analyst and associate. In this position, he performed financial analysis and developed financial models for deposits and interest rates. Derek received a BS in Finance from California State University, Long Beach. He holds the Chartered Financial Analyst (CFA) designation, and is a member of the CFA Institute and the CFA Society of Los Angeles. He is also a member of the board of directors of Pilgrim Place, a unique and vibrant senior community in Claremont. He follows nearly all sports