Denise has been working in Financial Services since 2003 working with companies such as VALIC Financial Advisors, PlanMember Services, VOYA Financial and BENCOR Retirement Group. Her success lies in helping clients with wealth management strategies, retirement income planning, Social Security and Medicare options combined with a tax minimization approach. She is often sought after by pre and post retirees in the Florida Retirement System (FRS) DROP, the FRS Investment Plan, and the Federal Employees TSP plans. She holds a bachelor’s degree in accounting and is a Chartered Retirement Planning Counselor through the College for Financial Planning. She is a current member and past board membe