For over 10 years now, I've been working with people to help them navigate our complicated financial landscape and develop plans & investments to fit their particular needs. A financial plan is irrelevant as soon as its finished because accounts go up and down and life is ever changing. However, our clients planning isn't irrelevant, because it is never finished. TBH is a private, local, fee-only investment management and financial planning firm. We are licensed fiduciaries and are obligated by law to act in our clients best interests. Which really just means that instead of selling products, we listen & advise. I hold a Bachelors Degree from the University of Dayton and currently