DAVID SHEPARD has been a Financial Consultant for over 28 years. He is a Registered Investment Advisor with Asset Strategy Consultants - Boston. David has an extensive knowledge of the 403 (b) market, which services the educational, medical, religious, non-profit marketplace. David offers his "Financial Planning Luncheons" series at organizations throughout the metropolitan Boston area to educate employees about the advantages of using retirement plans as a way to reduce taxes and accumulate wealth. He also answers questions about other Financial Planning issues and updates in tax legislation.