David specializes in sophisticated financial planning, middle market M&A advisory and exit planning, portfolio design & investment management for ultra-high net worth families and institutional clients. He began his career in financial services industry with Merrill Lynch Capital Markets in 1986, where he focused on fixed income institutional sales and trading. In 1990, he joined Security Pacific Bank in New York City developing and marketing interest rate and currency derivative strategies for financial institutions. In his next post at Bank of America, David represented the bank in its key correspondent banking relationships with money center and regional banks. Beginning in 200