David Hays is the founder, president and senior consultant of Comprehensive Financial Consultants, Inc. (CFC). His firm was chartered to deliver financial planning and investment advice to individuals, businesses, retirement plans and not-for-profit organizations in 1994. In 2003, Comprehensive Financial Consultants Institutional (CFCI) was formed. CFCI is an SEC Registered Investment Advisor. David is the author of Amazon's daily best-selling "2025 The Final Drive" and co-author of “Today’s Guide to Retirement Planning.” He hosts the weekly radio show “Your Money with David Hays” on AM1370 WGCL and Bloomington's Voice out of Bloomington, Indiana. He is the host of a popular podcast that is