David Margulies, Senior Wealth Advisor, has had over 30 years of investment management experience as a financial advisor with Merrill Lynch and Morgan Stanley. At XML, David is able to give the personalized service on which he has built his business, knowing that there is no one-size-fits-all strategy for his clients. As an independent firm, XML offers the capacity to provide clients with a more expansive range of investment options and opportunities. David fosters a close relationship with his clients, resulting in decades of service to his clients and their families. “This profession is not just about building great portfolios – it’s also about sharing the journey with wonderful people