As a college student, Dave dreamed of one day traveling the world as a National Geographic photographer … until he attended a personal finance class at the University of North Texas. A flash went off in his mind, and the financial world suddenly seemed more meaningful to him than photojournalism. Soon after experiencing this epiphany, Dave changed his major from journalism to finance, graduating from the University of North Texas in 2003. Since then, he has never looked back. Of Dave's tenure at Grunden Financial Advisory Inc., owner and CEO Ricky Grunden Sr. says, “Dave Ragan was an impact player, and he immediately developed what became the platform to write and implement hundreds of fi