Dave joined HCR in 2000 and has been a wealth manager for 20 years. He has been at HCR Wealth Advisors for 18 years. He is a breakaway broker whereby he left Paine Webber where he worked as a commission stockbroker to become a fee only, independent advisor, serving his clients as a fiduciary at HCR. Dave works to maximize his clients’ investment returns while keeping their risk exposure, fees, and taxes to a minimum. Dave studied Modern Portfolio Theory at Haas School of Business, UC Berkeley, earning his degree in finance.