After spending seven years in the property and casualty insurance industry, Daren joined a registered investment advisor in 2008. At this firm he managed a team responsible for developing investment policies and the corresponding analysis for over three hundred qualified retirement plans. Using a variety of tools and third-party software such as Morningstar Direct and Zephyr Style Advisor, Daren ran in depth analysis and research on the investment vehicles that are offered in qualified retirement accounts. He has conducted extensive research in Asset Allocation, Portfolio Optimization and Modern Portfolio Theory. Daren has also developed relationships