Dan has been helping individuals, corporations and foundations reach their retirement and investment goals since 1999. In our opinion, time in the market is more important than trying to time the market. We believe that by building globally diversified portfolios using a combination of low-cost investment products (ETF’s, Institutional Mutual Funds and individual securities) gives our clients the best chance to achieve their financial goals. We use financial planning software to ensure that clients stay on the path to financial independence.