As president of Sun Life U.S., I oversee the U.S. insurance business, which includes an industry-leading portfolio of group benefits and the largest independent medical stop-loss provider in the country. The U.S. business also includes a large in-force block of individual life insurance policies and affiliate business FullscopeRMS. In 2016, Sun Life U.S. completed the acquisition of Assurant Employee Benefits. In 2021, we completed our acquisition of PinnacleCare and in 2022, we completed our acquisition of DentaQuest. I began my career at MassMutual and later joined New York Life and its NYLCare Health Plans subsidiary. Prior to my time at Sun Life, I spent 16 years at Aetna, most r