Dan Bender has 23 years of experience in the financial services industry. Along with his duties related to PBMares Wealth Management, Dan is a partner of PBMares, LLP where he specializes in income tax planning. Dan is a Certified Financial Planner and a Certified Public Accountant with a Personal Financial Specialist credential. He received a Bachelor of Business Administration in Accounting from James Madison University. He relocated to Fredericksburg upon graduation and has lived and worked with PBMares in the Fredericksburg office for his entire career. Dan currently lives downtown and actively supports not-for-profits in the local community including serving as treasurer for organiza