My primary role is to construct and manage investment portfolios for private clients, trusts and institutions. By constructing portfolios using a different mix of asset classes (Equities, Fixed Income and Alternatives), I ensure the correct balance of growth versus risk is achieved for each individual client. Within each portfolio I can then further ensure the client's objectives are met by focusing a portfolio on income or capital growth and take into account of any restrictions the client may have, whether driven by ethical/religious considerations or tax. I have pioneered Sharia investment at Quilter Cheviot since 2016 which has led to the development of a Sharia compliant solution for