Curt is a native of Louisville, Kentucky, and a graduate of the University of Louisville where he earned a BS in Commerce in 1976. He also holds a Chartered Financial Analyst designation (1982). In 1978, Curt started his investment career with First Kentucky National as an equity analyst. In 1986, he moved to New York to manage mutual funds for Oppenheimer Management and later joined Lazard Freres Asset Management as a portfolio manager for Taft-Hartley and Corporate Accounts. Curt joined Capitoline Investment Services in 1991 as Vice President and Sr. Portfolio Manager. In 1993, he joined Executive Investment Advisors as Managing Director and Sr. Portfolio Manager. In 1996, Curt joined Todd