Crystal Oculee is a fiduciary wealth manager and a national financial motivational speaker. She is the author of Your Personal Money Diary and Money Confidence. She is a Certified Tax Specialist, Certified Income Specialist, Certified Annuity Specialist, and a certified National Social Security Advisor, a designation less than 1% of financial advisors hold. She is a TV and radio personality who has appeared on CBS News, Fox, ABC, NBC, KFI, KTLK, KRLA, KDAR, and KKLA. She has been featured in Oprah and in publications such as Entrepreneur, Yahoo! Finance and Redbook. With a deep understanding of retirement and financial issues and a passion for change, she has taught thousands to take posi