Cliff has over 28 years of investment industry experience and serves the Firm as investment consultant and partner. In this role he assists plan sponsors and their committees with plan design, investment manager searches, investment performance monitoring, and other ERISA compliance issues. Previously he was a Vice President at a national mutual fund company where he provided consulting services to professionals in the financial services industry serving both corporations and individual investors. Advice included 401(k) plan design, development of investment policy statements, and creation of model portfolios using modern portfolio theory. Cliff holds