Carlota specializes in helping individuals and business owners implement comprehensive, individually designed, financial strategies for wealth accumulation and retirement planning, addressing asset management, risk management, tax planning, pension plan integration, and social security benefits. With over 20 years of working with employees covered by the Florida Retirement System (FRS), she also helps to educate, and guide FRS employees integrate their state benefits into their overall retirement strategy. Prior to joining Aragon Capital LLC, she spent over 35 years in International Private Banking and Financial Services with firms such as E.F Hutton, J.P. Morgan Chase, MetLife, and Prude