Bob has spent more than 35 years in the insurance industry helping entrepreneurs design and fund estate and business succession plans. He helps clients articulate their goals and objectives, ‘crash test’ their current plans, identify the ‘cracks’ in those plans and design a plan to achieve the desired outcome. Bob works with his clients’ accounting and legal professionals to implement and integrate the overall plan. He also helps design philanthropic strategies that allow clients to enhance their generosity, both today, when they can see the benefit of their gift, and by way of an estate distribution plan to maximize the value of their assets for family and community. Bob is a former