As a wealth advisor, Andy works to develop sound financial roadmaps for individuals, families, institutions and small businesses. Prior to joining Evermay, Andy worked primarily with high net-worth clients at Zirkin-Cutler Investments in Bethesda, Maryland. He graduated from the University of Maryland with a B.A. in Economics in 2003, is a Certified Financial Planner™ professional, and holds Virginia state life, health, long-term care, and annuity licenses. He resides in Purcellville, Virginia with his wife, Melissa, and three children, and currently serves as Treasurer of his community’s Homeowners’ Association Board.