Albert J. Gutierrez has over 35 years of extensive capital markets experience including several executive positions at multi-billion dollar institutional investment advisers. Bert was Chief Investment Officer at SCM Advisors, EVP of portfolio management and trading at American General Investment Management, and SVP responsible for research, trading and insurance asset management at Conseco Capital Management. He holds a BS in Economics, The Wharton School, University of Pennsylvania and a Chartered Financial Analyst designation.